Lindsey's Realtors Blog

Mortgage Rates – A Historical Perspective

If you ask anyone involved in real estate how the market is, you are likely to hear something regarding mortgage rates and how they have recently risen, instead of falling. This is certainly part of the reason the 2026 real estate market has been sluggish. At the time that I am writing this article, mortgage rates are averaging around 6.5%. Compared to the time of covid (March 2020) and the time shortly after, this is a high rate. With a little perspective we can see that 6.5% is much closer to average, even a little lower, historically.

Mortgage rates peaked near 20% in the early 1980's. Several local Realtors have told me how difficult it was to both purchase and sell real estate during this era. Many agents sold land and timber just to get by. The r...

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I Am Under Contract, Now What?

After working with your lender on getting pre-qualified and spending months, or maybe longer, searching for a home you finally find the right home, and you are under contract. Woo-hoo! Time to relax and celebrate, right? As many Realtors say, the real work begins when you are under contract.

Arguably, the most important part of being under contract as a buyer, is a home inspection. It is essential to hire a knowledgeable, professional and honest home inspector. Coweta County has many good local home inspectors. Rely on your real estate agent for recommendations but also do your own research. Online reviews and testimonials, education background, accreditations, and experience are all important factors when selecting a home inspector. It is not a bad idea to call prospective inspectors to ask questions, discuss pricing and ask what services they provide. Most home inspectors can provide radon and air qu...

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What can we expect for real estate in 2026? Most economists and real estate experts are calling for a positive 2026. The National Association of Realtors (NAR) recently reported pending home sales were up 3.3% from October to November of 2025. NAR also reported that pending home sales were up 2.6% from a year ago. This positive sign and the widely expected lowering of mortgage rates as well as increasing listing inventory point to a promising 2026 for real estate. From NAR Chief Economist Lawrence Yun; "Lower mortgage rates and larger inventory will attract buyers back to the market in 2026."

Realtor.com reported that mortgage rates are forecasted to average 6.3% in 2026. This will assist in affordability for buyers, but many people are hoping for a more significant decrease. Widely criticized for not lowering interest rates more, Federal Reserve Chairman Jerome Powell's term ends on May 15^th, 2026. Most economists and lenders view a new chairman as a positive for...

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Is It a Buyer's Market?

Yes, well sort of. Compared to the scorching sellers' market of the last several years, it is a good time to purchase real estate. Buyers have a chance to negotiate. Sellers are conceding on price as well as providing credits and incentives to buyers. Houses are staying on the market about a week longer than last year according to the Georgia Multiple Listing Service (GAMLS).  Despite all of this, sales prices have slightly increased, between three and six percent, year-over-year. New listings have been down six percent for three straight months. Closings and pending sales have been mostly down in 2025, except for a significant increase in the summer months.

The real estate market is moving towards the buyer's side but not there yet. Mortgage rates may be part of that reason. On the day, I am writing this the rates sit around 6.26% (FreddieMac). Whether it is realistic or not, many potential buyers are sitting on the s...

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57 E Broad St

You may have heard about the development in downtown Newnan at the old Brown Steel location. I have heard many different things regarding this property and its development; a conference center, a hotel, apartments, retail, restaurants etc. In the rest of the article, I will share what is happening there. It is an exciting time for downtown Newnan!

57 E Broad St has attracted significant attention the last several years. The property, formerly the site for the business Caldwell Tanks, is located adjacent to the railroad tracks on E Broad St and directly across from the historic train depot in downtown Newnan. The total size of the property is 5.59 acres. The City of Newnan purchased the property on March 12^th, 2021, from the Broad Street Forum for $3,676,302, per the county tax records. A demolition permit was pulled on December 7^th, 2021. Before the demolition, the property had many large industri...

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