Posts from July 2021

It was a day that rain was predicted, and no one thought that the Newnan Cougar Classic would be played; however, things changed, and we were able to play all 18 holes.

The Lindsey's team was made up of "Double Eagle" Doug Hand, "Long Drive" Chris Bass, "Bogey Free" Blake Oxenreider and "Chipper" Chip Barron.  Everyone contributed and we wound up very presentable.  It was fun!

We did have an eagle on the "Trail of Tears" Hole Number 4. Never mind that we teed off from the green tees. Chris Bass nearly drove the green. I chipped to three feet and Blake Oxenreider made a clutch putt for the eagle.

Doug Hand made an outstanding chip on Hole Number 11 as well as several nice putts, and Chris Bass made two very long putts for birdie.  We played hard, had fun, and got to enjoy the comradery that a golf team event brings. We all pulled together and contributed in our...

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Real Estate 2021 – Buyers and Lenders Get Creative

  As the current real estate market stays competitive, multiple offer situations are extremely common. Realtors are seeing homeowners receive multiple offers on their property, with several different types of financing involved with the offers. We are typically seeing cash, conventional financing, FHA financing, VA financing and contingency offers (buyers need to sell their current home before purchasing their new home). The cash offers normally win these multiple offer situations as they can offer a quicker closing with little to no risk being taken on by the seller. Appraisals are typically waived with cash offers. This is important as properties are not appraising. Buyers are overpaying to secure housing in this market with a limited supply of listings and high demand. 

  So, what can the buyers that require financing do to be competitive in this market? Many buyers are waiving their d...

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